Bailout virus killer sent to destroy bad mortgage virus

I’ve been reading, studying, and listening to the pros and cons of why we need a bailout.  I’ve read enough to make my head spin with all the talk of CDOs, SIVs, CDO squared, CDS, or SPVs.

Here is a simplified illustration of why we need a bailout. Picture our financial system throughout the U.S. as a large network.  Let’s picture the internet in the U.S..   It is a system of millions of computers wired together.  We could let a 1000 large computers go down and the internet would adapt and recover just fine. Many people say we could let a few large Wall Street companies go down and our economy would adapt and recover just fine, but … back to the internet analogy.   The internet is linked together by large data cables run from city to city and state to state.  We could never afford for all of our network cables to fail at the same time or the internet would go down.  The cables that connect our financial system is the credit system.  If we allow our credit system to crash - our financial system comes tumbling down.  When the bad mortgages were sold they weren’t sold to just a few companies, they were spread all throughout our financial system.  Think of a computer virus -  a virus that has been unleashed - not to just a few computers - but to millions of computers on the internet in our nation.  The virus has brought down a few computers (or major financial institutions).  But the virus is laying latent in millions of computers and we don’t know all of its’ hiding places.  The bad mortgages have been cut up and repackaged to 1000’s of financial institutions and we don’t know which financial institutions are infected.  The solution is to write a program, a virus killer, that will not only hunt and kill the virus in a few computers, but search out and destroy the virus in millions of computers, wherever it is found.  The bailout is a virus killer (even if it is only the first step) to kill the virus that affects our whole financial system.  The bailout will destroy the affect of the bad mortgages that have been cut up into little pieces and strewn throughout our financial system.   Once we take the first step, we need to find out who introduced the virus into our financial system and prosecute them.  One final thought - the most successful viruses disguise themselves as legitimate programs.